Twins Never Part

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This is the second of four parts of an older brother’s eulogy to a beloved younger brother.

I was barely a year old when I first met Kenny. My parents brought this bundle home from the hospital. I saw a small foot poking through the blanket. Elated, I tugged the tiny toes. Still grasping the diminutive digits, I smiled broadly and looked up at my parents. “Goggie!” I said.

Yes, I had thought my parents got me a new puppy. Instead, I got something better – a baby brother. Had I been more eloquent then and as versed in classic cinema as I am today, I might have more aptly said, “Kenny, I think this is the beginning of a beautiful friendship.”

You may know him as “Ken,” “Kenny,” or even, as he signed every greeting card he ever signed beginning at age – I don’t know, 7? – Kenneth P. Carosa. To me, he’ll always be Continue Reading “Twins Never Part”

Strawberry Fields Forever – An Ode to Kenny

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Kenneth P. Carosa
11/2/1961 – 6/18/2017

This is the first of four parts of an older brother’s eulogy to a beloved younger brother.

I remember a bright summer day in late June. The sweet smell of acres upon acres of Queen Anne’s Lace, daisies, and the occasional black-eyed Susan surrounded us as we ventured into the bountiful fields of wild strawberries. The broad undeveloped lots just to the south of Highland Parkway rolled as far as the eye could see.

And with the weed trees then mere young saplings, the eye could see pretty far. We often tested our vision on clear August days. Me, Kenny, Angelo and Markie would hike deep into these virgin woods, being careful to remain within sight of civilization as we knew it. We walked just far enough so we could see the Hamburg Fair’s Double Ferris Wheel spin silently just on the edge of the horizon.

But while those late summer days were for friends, the first days of summer meant the strawberries were ripening. No one cared more about this abundant fruit except for my mother, me, and Kenny… and perhaps a few small animals. Each summer my mother would Continue Reading “Strawberry Fields Forever – An Ode to Kenny”

Exploring New Personal Characters

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College isn’t so much about learning as it is about discovering. Sure, we explore a particular field of study because we find it intellectually stimulating. The true exploration, however, is the journey we embark upon within our very souls. The newfound freedom that comes with the college experience and the attendant releasing of inhibitions allows us to realize – and, if we are fortunate enough, become – the character we’ve always wanted to become. And if it turns out we don’t like that character (or simply grow out of it), we can shed it immediately upon graduation. (Of course, we always retain the option to dust it off and put that cloak back on come reunion time.)

For a variety of good and not-so-good reasons, high school presents itself more as a Continue Reading “Exploring New Personal Characters”

What is the “Content Economy” and Why are We Headed There?

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A classmate of mine recently posted the following on Facebook along with a picture of one of those new order kiosks popping up across the county: “Greeting the future of fast food at McDonald’s on River Road in Bethesda. Sure hope the whole ‘coal’ thing works out for everyone, since there won’t be any jobs here before too long.”

Now, before you get started, yes, this is a liberal friend (I proudly remain friends with those of all political persuasions). But let’s ignore the “coal” comment and focus on the “future of fast food” statement. The evolution to the fast food kiosk was predicted when states started raising the minimum wage. It would have happened sooner or later (just like the auto-attendant has replaced the receptionist). The higher minimum wage just hastened the inevitable. It starts with the front of the counter with order takers. For fast food places, expect to see automation in the kitchen, too. This is Continue Reading “What is the “Content Economy” and Why are We Headed There?”

Playing Through the Pain

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Warning: Parents, doctors, and youth sports administrators may find the following quite disturbing.

It’s a classic “guy” thing. Playing through the pain. It’s also a throwback thing. It harkens to an era when (especially football) coaches would admonish you for dogging it on account of a presumed injury. These coaches themselves reflect an even earlier epoch, one where boot camp drill sergeants berated new recruits, pushing them up to and then beyond their physical limits.

We can’t do that anymore. We now live in a sissified society, constrained by both the very real fear of catastrophic liability claims and an unnatural craze that decries all things alpha male. There was once a time – from our Continue Reading “Playing Through the Pain”

You Can’t Have Rainbows without a Little Rain

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photo by Marvin Palmore ’82

It’s raining, so it must be New Haven.

I approached the Elm City from the east along the shore hugging I-95. I had just spent a rare evening in Providence following a lengthy interview with a primary source. This was a much less travelled route for me as I usually visited my Alma Mater via New York City or Hartford. In a sense, then, the intensifying rain was reassuring.

It doesn’t always rain in New Haven, but girl you know it oughta. Thursday, Friday, and Saturday it rained. Think all that rain might have put a damper on things? It rained so hard on Thursday my pants didn’t dry until Sunday. Fortunately, years of Boy Scout leader training did not go to waste. I had packed a spare pair.

I hadn’t planned on going to my 35th reunion by way of Rhode Island, but I couldn’t pass up an opportunity when it presented itself. The additional one hour and forty four minutes of travel time seemed like a small cost. Because it came up at the last minute, however, I failed to account for other costs. For example, whenever I visit New Haven I try to Continue Reading “You Can’t Have Rainbows without a Little Rain”

TWTWTWID* (RAW & UNCUT!)

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* These Were The Weeks That Were In Davenport (RAW & UNCUT!)

Seth insisted no one want to read TWID. He said this 35 years ago and he said this again 35 year later. That’s why he only copied half the original pages (“the ones involving the class of ’82,” he insisted). Well, it turned out he was wrong… on both counts.

First, as soon as the abridged version was published (you can read it here if you don’t believe me), word spread. Staying up well past their bed-time, normally non-nocturnal D’Port 82ers found themselves captivated with the rare literature. (It is believed, but uncomfirmed, the same holds true for the abnormally non-nocturnal D’Port 82ers, too. For the nocturnal crowd – both the normal and the abnormal – well, let’s just say the party never stopped with the arbitrary event of graduation.)

Second, the masses yearned for a copy of the complete, unabridged edition of the “granddaddy of all college newsletters” (Yale Daily News, April 13, 2001). Not satisfied with merely contacting the lowly compiler, they went straight to the source. When Seth began seeing and hearing a level of interest he’d never before seen in TWID… he still wasn’t convinced the unabridged decision made sense. So, he asked me to name “one thing” the abridged edition omitted. I one-upped him. Actually, I eleven-upped him. The RAW & UNCUT! edition of the TWID compilation contains at least these eleven fun memories not found in the Continue Reading “TWTWTWID* (RAW & UNCUT!)”

It’s Time to Outlaw Student Loans

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Now hold on. Before you think I’ve totally lost my mind, hear me out on this one.

More than two decades ago, when Hillary Clinton was busy working on her plan to nationalize our nation’s health care system (yes, that would be when she was First Lady), the idea of how to stop spiraling health care costs suddenly hit me: Outlaw health insurance.

The reasoning was basic economics: Sellers charge what the market will bear. Because consumers didn’t pay their health care costs out-of-pocket (that’s what health insurance is for), they had no incentive to “shop” for the best price. As a result, the market (i.e., those health care consumers) could bear almost any price. Given that, it was only natural prices skyrocketed. (Well, that and an unconstrained tort system that made medical malpractice one of the fastest growing industries in America.)

Now consider college costs. They’ve skyrocketed, too. Why? Because the financial “aid” Continue Reading “It’s Time to Outlaw Student Loans”

How to Protect Yourself From Being Hypnotized Without Knowing It

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Have you ever been mesmerized? It happens all the time. To everyone. It’s like when you look at one of those pictures with all these tantalizing shapes. They dazzle your eyes, preventing you from seeing the real picture hidden within. That’s what being mesmerized is like. And you don’t even know it’s happening.

Several years ago I found myself in San Antonio to make a presentation about how research in behavioral finance identifies useful techniques to help people save for their retirement. A fellow came up to me. He had read my book 401(k) Fiduciary Solutions and told me he felt every professional should read it. Then he asked the question no author ever wants to answer: “So, how is your book selling?”

I didn’t know the best way to respond, so all I said was the coy, “I’d like sales to be better.”

Then he told me something fascinating, something I had never heard before. He revealed Continue Reading “How to Protect Yourself From Being Hypnotized Without Knowing It”

A Career vs. A Calling

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Every college graduate faces this same unknown upon graduating: How can I begin my career?

The last few weeks of college produce a rush of events. With long-term deadlines expiring in rat-a-tat-tat fashion, students push themselves at the end of their final term as if on autopilot. Their Spartan goal is to just survive from one deadline to another. Decision making becomes autonomous. They focus on “the quickest way to get from Point A to Point B” (with “Point B” almost always being walking across the stage to receive the coveted diploma).

In all this confusion, there comes a moment when the student thinks “did I fire six shots or only five?” In other words, and in a translation those not acquainted with the Eastwood canon might recognize: “Did I forget to unplug the iron?” With everything complete, there’s a few days respite before graduation when the student has a chance to breathe. That’s when there’s finally time for the student to assess things. That’s when the gnawing feeling that they forget something important takes hold.

Immediately after the celebration of graduation ends, there’s a temptation to view the Continue Reading “A Career vs. A Calling”

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