(Pandamensional Solutions, Inc., 2014)
Remember that retirement commercial with the huge million dollar (and more) numbers weighing down over peoples’ heads? In real life, those numbers really do weigh down on people. In real life, the weight is so great, folks would rather go into full ostrich mode rather than confront the reality of their own retirement. And that’s too bad, because preparing for you retirement is not as onerous as that commercial implies. There’s a smaller, mathematically equivalent number that’s much easier for folks to chew. In fact, once presented with this number number, people approach saving for their retirement with more enthusiasm if not outright zeal. How does Chris Carosa know? Because he’s seen this happen in real life. He’s been there when employees walk into a 401k education meeting with the weight of the world on their shoulders. He’s watched as, when presented with the same facts from a different perspective, these 401k investors’ dour expressions transform into broad self-satisfied smiles. And now he’s put that same magic into a small, easy-and-enjoyable-to-read book.
Hey! What’s My Number? offers a simple roadmap retirement investors – and their professional advisors – can use to make the journey to retirement more comfortable, more confident and more attainable. Written in a friendly, conversational style, the book mixes a down-to-earth dialog between the author and the reader with the wisdom of some of the nation’s most veteran retirement advisors. Among other things, in it you’ll learn:
- 4 steps that will change your life
- 7 simple savings secrets every 401k investor should know
- A popular 401k “benefit” that may actually hurt your retirement readiness
- 3 most common mistakes of all retirement investors
- 3 strategies that are more important than your investment choice
- How to retire a millionaire
- And, finally, how to calculate your own unique “number”
A Pizza The Action – Everything I Ever Learned About Business I Learned by Working in a Pizza Stand at the Erie County Fair
(Pandamensional Solutions, Inc., 2014)
A Pizza The Action is a business book wrapped in a personal memoir. Join the author as he relives real-life events that occurred while he worked in his grandparents’ pizza stand at the nation’s largest county fair. Chris Carosa explains how, in retrospect, these stories revealed 15 rules told through 54 lessons all entrepreneurs, business executives and anyone interested in getting ahead must know.
50 Hidden Gems of Greater Western New York – A handbook for those too proud to believe “wide right” and “no goal” define us.
(Pandamensional Solutions, 2014)
Discover the secrets in your own backyard! Written in Chris Carosa’s usual light-hearted and entertaining style, 50 Hidden Gems of Greater Western New York reveals some of the most delicious and underexposed treasures the region offers. 50 Hidden Gems of Greater Western New York takes you on a expedition celebrating the rich character of our region. In doing so, the discerning reader will unearth perhaps the most powerful hidden gem of them all: the key to Greater Western New York’s future success.
401(k) Fiduciary Solutions – Expert Guidance for 401(k) Plan Sponsors on how to Effectively and Safely Manage Plan Compliance and Investments by Sharing the Fiduciary Burden with Experienced Professionals
(Pandamensional Solutions, 2012)
Famed blogger (ranked #1 by The Wall Street Journal) proclaims 401(k) Fiduciary Solutions as “a vital reference tool for years to come.” Given his years as a journalist in the financial industry, together with his rare insider’s knowledge of the field only a veteran practitioner can possess, Christopher Carosa has produced an important work to help guide, educate and, yes, even at times, entertain professional fiduciaries and retirement plan sponsors. Considered by many as a veritable bible for those responsible for corporate 401k plans, 401(k) Fiduciary Solutions explains it all in an approachable manner that will appear to busy executives. Well regarded industry commentator Harold Evensky calls 401(k) Fiduciary Solutions “a treasure trove of practical and invaluable information and insights for plan sponsors and financial advisors to 401(k) plans. If you wear either of these hats you MUST read this book.”
Out of Print
Due Diligence – The Individual Trustee’s Guide to Selecting and Monitoring a Professional Investment Adviser
(ARDMAN Regional, Ltd., 1999)
The book provides answers to the most critical investment questions individual trustees and fiduciaries might have. This book focuses the reader on converting investment portfolios into tangible and enjoyable activities and events. Many trust attorneys feel the Prudent Investor Act allows individual trustees to reduce their personal liability for investing trust assets by hiring a professional investment adviser in a well documented manner. This book shows the individual trustee how to compile a written record. Four different types of people will enjoy reading this book. Those who role up their sleeves and jump right into things will like the easy-to-read and easy-to-use forms and checklists. Those who like real-life examples will take pleasure from the five case studies detailed in the book. Those who want to really understand the reasons why focusing on one’s lifetime dreams (and not investment performance) relieves anxiety will relish the straight-forward explanations offered in the book. Finally, those who like industry gossip will delight in the revealing inside secrets professional money managers never tell their clients.